Questions,answered plainly.
Straight answers on what we build and how we handle security and compliance.
Book a callAbout Moiotso
What is Moiotso?
Moiotso is a London software company that builds and runs secure, compliant software for financial services. We work as an engineering partner for fintech and SaaS teams, and we operate an enterprise platform for global payments, remittance, and compliance. Moiotso Limited has been building since 2017 (Companies House no. 10661876).
Where is Moiotso based?
London. Our registered office is 1000 The Mille, Office 123, Great West Road, Brentford, TW8 9DW, and we build for fintech and SaaS companies in the UK and internationally.
How long has Moiotso been operating?
Since 2017. Many of our client relationships run for the better part of a decade, which is the track record we are most proud of.
Who does Moiotso work with?
Fintech companies first (payments, lending, wealth, neobanks, and regtech) and SaaS platforms second, alongside banks, payment institutions, and digital wallets that need secure, compliant software built or scaled.
Services and engagement
What software development services does Moiotso offer?
Six core services from one London team: custom software development, QA and security testing, payments and identity integration, mobile app development, AI and data, and staff augmentation. You can take a single service or the whole build.
Can I hire Moiotso for one service or the whole build?
Either. Teams bring us a single service, such as a security test or a payments integration, or the entire build from discovery to launch and ongoing support. The same senior engineers own whatever scope you need.
How quickly can you start and deliver?
We can usually start within a couple of weeks. A working prototype takes about three weeks, and most products reach production in six to twelve weeks, with security and testing built into every sprint.
How much does a project cost?
It depends on scope, but we work to a fixed, agreed plan rather than open-ended time and materials. After a short discovery we give you a clear estimate and milestones, so there are no surprises.
Do you provide support and maintenance after launch?
Yes. We harden, monitor, and keep improving alongside your team, with SLA-backed support for long-running products. Most clients keep us on long after launch.
Security and compliance
How does Moiotso handle security and compliance?
Security is built in from the first commit, not bolted on at the end. We build to PCI DSS and OWASP ASVS standards, run a full test and penetration programme on every release, and wire in payments and identity (Stripe, Trust Payments, GBG) the way regulated products need.
Do you do penetration testing?
Yes. We run penetration testing to OWASP ASVS on every release, finding and fixing vulnerabilities before they reach production.
What are KYC, KYB, KYT, and AML?
KYC (Know Your Customer) verifies individuals, KYB (Know Your Business) verifies companies, KYT (Know Your Transaction) monitors transaction behaviour, and AML (Anti-Money Laundering) covers screening and reporting to prevent financial crime. We wire all four into onboarding and payment flows.
Do you build for regulated fintech products?
Yes. Most of our work is for financial products. We build to PCI and OWASP standards, test every release, and integrate payments and identity from day one.
The platform
What does the Moiotso platform do?
It is an enterprise platform for global financial services: secure payments and remittance across 150+ countries, built-in compliance (KYC, KYB, KYT, AML), utility payments and gift cards, multi-currency processing, and a unified dashboard, all through one set of APIs.
How does the compliance engine work?
It continuously evaluates customer identities, businesses, and transaction behaviour, automating KYC, KYB, KYT, AML monitoring, fraud detection, and sanctions screening to reduce risk and false positives while keeping you audit-ready.
Can the platform integrate with our existing systems?
Yes. It connects to banks, payment gateways, identity providers, mobile money networks, wallets, utilities, and third-party applications through secure, well-documented APIs.
How can the platform be deployed?
As SaaS, private cloud, or on-premise, depending on your security, regulatory, and operational requirements, with enterprise-grade security and dedicated support.