Bill payments andtop-ups, built in.
Let users pay utilities, buy airtime and data, and settle everyday bills, across providers and countries, from one integrated platform.
Overview
Welcome back, Tom
Here is how payments ran today.
Payments processed
312,480
+11.2% this week
Success rate
99.3%
+0.5 pts vs. last week
Biller performance
Last 24 hoursGrowth
+16.4%
Success
99.3%
Speed
1.8s
Billers
10k+
Recent payments
View full reportElectricity · EKEDC
Ref BP-7741
£45.00PaidAirtime · MTN
Ref BP-7740
£10.00PaidTV · DSTV
Ref BP-7739
£28.00Scheduled
- Visa
- Thunes
- WorldPay
- GBG
- Corpay
- SumSub
- Bank Al Habib
- Yapily
- DCM
- MCB
- Apple Pay
- Digitnine
- Credit Safe
- Google Pay
- Aspora
- Prepay Nation
- Clear Bank
- IFX
- DT One
- D360
- Bilrs
- Crown Bank
- Globe Topper
Everything everyday
payments need.
Six systems, one product. A biller catalogue, delivery and reconciliation for utilities, airtime and bills across your markets.
Electricity & water
Prepaid and postpaid utility payments.
Airtime & data
Top-ups for every major mobile operator.
TV & subscriptions
Pay for TV, streaming and subscriptions.
Gift cards
A catalogue of digital gift cards and vouchers.
Provider network
Thousands of billers behind one API.
Reconciliation
One statement across every provider.
What the billpayments platform does.
Give users one checkout for utilities, airtime, and bills, and give your team one place to reconcile it all.
Every bill, one checkout
Electricity, water, airtime, data, TV, and gift cards, from a single integrated catalogue of providers across your markets.
See how it worksHow a bill
gets paid end to end.
From picking a biller to delivering the token, every payment runs one validated path.
Choose
Pick a biller from the catalogue.
SecondsEnter
Enter the account, meter, or number.
SecondsPay
Pay from wallet, card, or bank.
InstantConfirm
Get the token or voucher, instantly.
Real-timeNamed clients, on the record
No anonymous logos. Real people who have worked with us, some for the better part of a decade.
Moiotso built our MVP, scaled it, and delivered it on time and within budget. They completely changed the direction of my company. Their consistent quality truly impressed me. I've wasted money before, but not with Moiotso.
Working with this team has been a game-changer. Their developers, marketers, coders, and content writers have helped me scale my white-label business and expand globally. It's like having my own in-house team.
Our SaaS product went from frustrating to seamless. With better content organisation and navigation, our users now love the experience. The transformation has been incredible!
Over the past decade, they've provided me with a reliable, adaptable team that delivers quality work, fast responses, and excellent communication. It's been a great partnership!
Book a platform demo.
A short call with our specialists. We will walk you through billers, top-ups, and reconciliation across your markets.
Bill payments platform FAQs
The Moiotso bill payments platform is software for paying utilities, buying airtime and data, and settling everyday bills across providers and countries, from one integration. It gives your users a single checkout and gives your team one reconciliation.
Users can pay electricity and water, buy airtime and data for major mobile operators, pay for TV and subscriptions, and buy digital gift cards. The catalogue spans thousands of billers across your markets.
Payment and delivery happen in real time. The platform validates the account or meter up front, takes payment, and delivers the token, voucher, or top-up instantly, with automatic retries and refunds if a payment fails.
The platform connects thousands of billers and mobile operators across 150+ countries through one API. You add new billers and markets without integrating each provider separately.
You integrate once through the platform's APIs and run the biller catalogue, delivery, and reconciliation from one enterprise dashboard. It drops into an existing wallet or app so users pay without leaving your product.
It is built for wallets, fintechs, remittance operators, and financial service providers that want to offer bill payments and top-ups. These are teams that need broad biller coverage, instant delivery, and clean reconciliation at scale.